💳 Online Payment Safety
Learn how to protect yourself from fraud, phishing, and theft when making online transactions. Secure payments are essential for safe digital living.
Step 1: Use Secure Websites
Before entering sensitive details, check if the website starts with https:// and shows a padlock 🔒 symbol in the address bar. Avoid suspicious links.
Step 2: Avoid Public Wi-Fi
Public Wi-Fi can be intercepted by hackers. Always use mobile data or a VPN when making online payments.
Step 3: Enable Two-Factor Authentication
Two-factor authentication (2FA) ensures that even if your password is stolen, your account remains protected via OTP or an authenticator app.
Step 4: Monitor Transactions
Regularly check your bank and credit card statements. Report any suspicious or unauthorized transactions immediately.
Step 5: Use Trusted Payment Gateways
Only use well-known and verified gateways like PayPal, Google Pay, PhonePe, or Razorpay. Avoid entering card details directly on unknown websites.
💡 Quick Safety Tips:
- Never share OTP or PIN with anyone.
- Use strong, unique passwords for payment accounts.
- Update your banking apps regularly.
- Enable SMS/email alerts for transactions.